With Good Finance you can borrow up to 500 USD for the first time. You will receive money in your account within 10 minutes of approval (within one bank). You can get credit without collateral and without a guarantor. The company offers to refund the entire amount in one or more payments.
Apply for a loan online
Borrowing from Good Finance is easy,
1.) press the green button (Get Quick Credit),
2.) specify the loan repayment term and the amount of money you need in the loan calculator,
3.) approve the application (you have to transfer 1 cent to your Good Finance account),
4.) Get the money in your account.
Requirements for Good Finance credit
Good Finance loan, like other quick payday loans, is available to residents of Latvia that meet the following conditions:
- has its own account with a credit institution in Latvia,
- have a cell phone and email,
- not damaged credit history,
- between the ages of 20 and 75.
Fill out an application for a fast credit at any time, including at night or on weekends. Good Finance credit specialists will evaluate the information in the questionnaire during working hours (from 7am to 11pm). If the decision is positive, you will receive money in the account as quickly as possible, as the company has accounts with several Latvian commercial banks.
Good Finance credit is issued with a flexible repayment term. The money must be returned in one or more payments. The faster the repayment, the less you will pay in interest payments. for laying. For example, if you borrow USD 200, the loan can be repaid within 20 days or longer. The detailed credit costs are reflected in the loan agreement.
Clients who have problems with their obligations should be aware that default interest may be charged at up to 36% above the annual borrowing rate. This option involves additional costs, which will vary depending on the loan amount and the grace period. In addition, it is always possible to try to negotiate other repayment terms to reduce the penalty interest.
If you want to repay your credit ahead of time, you can do so at any time you like. You can also make payments on the loan at any bank branch. You can do this most conveniently and easily from your online bank account.
How Much Credit Does Good Finance Cost?
The first credit up to $ 425 was previously available free of charge and at 0% for up to 30 days. At present, the loan is up to USD 500 with flexible maturity. If you borrow again, you will be charged a commission for using the service.
Illustrative example (may differ from costs in a given situation):
- Loan amount – 300 USD
- Term – 30 days
- Annual interest rate – 28.76%
We support responsible borrowing
Before borrowing, carefully consider whether you really need the credit and whether you will be able to repay it on time. Fast credit services are mostly for short-term needs and need to be repaid in the short term. If you want to borrow longer and pay off your loan in installments (according to the repayment schedule), look at what consumer loans offer. In situations where a cash loan is not repaid on time, the costs increase rapidly.
For example, the default interest on Good Finance is 0.36% of the outstanding amount per day, up to a principal of more than 36% above the annual borrowing rate. Creditors can go to court or take debt recovery to debt collection companies to recover money from non-payers. In addition, the name of the payer is included in debtors’ databases, which makes it difficult to borrow again in the future, especially with banks. Borrow responsibly.