The Loan broker mediates in loans. You can borrow money from various lenders in the Netherlands. This can be money for a one-off major expense, but also to fill temporary shortages due to a loss of your job or unforeseen expenses. In order to find a suitable lender, the help of Platinium may be desirable.
The Loan Broker is a credit broker who acts as a mediator between a consumer and a lender. This party tries to take out a loan for you at the most favorable conditions, so that your monthly payments are minimal.
The Loan Broker will therefore not compare all available loans with each other, but still compares more than 30 loans from large and well-known lenders in the Netherlands. This makes it wise to also make a comparison between different lenders, in order to find the most favorable solution. You indicate what you are looking for a loan for, and they look for the most suitable loan for you.
Below you will find a table with fixed interest rates for the personal loan at Platinium.
|Amount||Term p / m||Interest annual basis||JKP||Duration||Total|
|€ 50,000||€ 506.82||4.1%||4.1%||120 months||€ 60.818|
|€ 25,000||€ 253.41||4.1%||4.1%||120 months||€ 30.409|
|€ 15,000||€ 154.81||4.5%||4.5%||120 months||€ 18,577|
* Pay attention! This is an indication. With this indication, the debit interest remains the same, the total loan amount is fully included, no re-admissions or additional redemptions take place and the installments are paid on time.
Mediating role of Platinium
The Loan broker can play a mediated role in concluding various types of loans . The most obvious forms of credit for a consumable use are a personal loan and a revolving credit.
In their own words, Platinium compares more than 30 different loans when you submit a credit application via this party. Keep in mind, however, that many more loans are being offered by lenders .
In order to make a good choice, it is very important that you are aware of the differences between the two types of credit. The Loan Broker can help you with this by listing the differences between the two loans in advance for you.
A revolving credit is mainly interesting for people who are relatively often at unforeseen costs or have a flexible income. Consider entrepreneurs, for example, who have a much lower income for some months than other months.
With a revolving credit you can pay off part of your loan in the months with a higher income and borrow additional money in the months with a low income. A personal loan , on the other hand, is intended for one-off expenses that you can not pay directly yourself. In this case you borrow a fixed amount at a fixed rate. Every month you pay off part of the loan and accrued interest costs.
Exchanging a loan with Platinium
In addition to the possibility to take out a new loan through Platinium, this organization also makes it possible to transfer a loan . Crossing a loan can be of interest to you if you want to reduce your monthly payments.
When you take out a loan, you take out a new loan at a lower lending rate from another lender. With this new loan, you can pay off your current loan in one go, thus reducing your monthly payments. The loan amount remains the same, but the interest costs decrease.
It can be difficult to arrange the transfer of your loan yourself. By calling in a credit broker such as Platinium for this, you will be taken over by a lot of administrative work. Requesting a new loan or a loan from Platinium can be done online very easily. Take a look at the website of this credit intermediary for more information!